Information We Collect

When you use our monthly budgeting platform, we collect information that helps us provide better financial planning services. This includes your email address, name, and financial data you choose to share with our budgeting tools.

We also collect technical information about how you interact with our platform. This helps us understand which budgeting features work best and where we can make improvements. Your browser type, device information, and usage patterns fall into this category.

• Personal details like name and email address when you create an account
• Financial information you enter into our budgeting categories and expense tracking
• Device and browser information for security and optimization purposes
• Usage data to help improve our monthly planning features

How We Use Your Information

Your data powers the core functionality of our budgeting platform. We use your financial information to generate spending insights, create monthly budget recommendations, and track your progress toward financial goals.

Sometimes we'll send you helpful tips about budgeting or updates about new features. You can always opt out of these communications through your account settings. We never sell your personal information to third parties or use it for purposes beyond improving your budgeting experience.

• Providing personalized budget recommendations based on your spending patterns
• Sending monthly financial summaries and goal progress updates
• Improving our platform features based on user behavior analysis
• Communicating important account updates and security notifications

Data Protection and Security

We take financial data security seriously. All information transmitted to our servers uses industry-standard encryption protocols. Your budgeting data is stored on secure servers with multiple layers of protection against unauthorized access.

Our team regularly reviews and updates security measures to stay ahead of potential threats. We also conduct regular security audits and maintain strict access controls. Only authorized personnel who need access to help you with your account can view your information.

In compliance with Thailand's Personal Data Protection Act, we implement appropriate technical and organizational measures to protect your personal data against unauthorized processing, accidental loss, destruction, or damage.

Your Rights and Choices

You have complete control over your personal information. You can access, update, or delete your account data at any time through your dashboard settings. If you want to export your budgeting data, we provide easy download options for your records.

Under Thailand's data protection laws, you have specific rights regarding your personal information. You can request details about what data we have, ask us to correct inaccurate information, or request deletion of your account entirely.

• Access and download all your personal data and budgeting history
• Correct any inaccurate information in your account
• Delete your account and all associated data permanently
• Opt out of marketing communications while keeping essential account notifications
• Request information about how your data is being processed

Data Retention

We keep your budgeting data as long as your account remains active. This allows you to track spending trends over multiple months and years, which makes our budget recommendations more accurate and helpful.

When you delete your account, we remove your personal information within 30 days. Some anonymized usage statistics might be retained longer to help us improve the platform, but these cannot be linked back to you personally.

Third-Party Services

Our platform integrates with trusted financial service providers to enhance your budgeting experience. These connections are always established with your explicit permission, and you can revoke access at any time.

We work with payment processors for subscription handling and analytics services to understand how our platform performs. These partners are bound by strict data protection agreements and can only use your information for the specific services they provide to us.

International Data Transfers

While Megaflowstream operates primarily in Thailand, some of our technical infrastructure partners are located in other countries. When your data is transferred internationally, we ensure these transfers comply with applicable data protection laws and maintain the same level of protection.

All international data transfers are secured through appropriate safeguards, including standard contractual clauses approved by relevant data protection authorities.

Changes to This Policy

We update this privacy policy when we add new features or change how we handle data. When significant changes occur, we'll notify you through your registered email address and provide a summary of what's different.

Minor updates for clarity or legal compliance may be made without individual notification, but we'll always update the effective date at the bottom of this page.